Parallel document intake
Entire packet ingested and classified simultaneously. Lien waivers, invoices, reports, change orders, photos.
LENDING USE CASES
Construction Draw Review Automation
MightyBot automates construction draw reviews. 90-minute reviews done in minutes. 99%+ accuracy. Every policy enforced. In production today.
Why MightyBot
Construction draw review automation with MightyBot processes draw packets, reconciles budgets, validates lien waivers, checks inspection evidence, and enforces lender policies. 90-minute reviews in minutes. Every decision traceable. 99%+ accuracy. In production today.
Automate Construction Draw Reviews
Every draw request arrives as 50-200 pages - lien waivers, invoices, inspection reports, change orders, budget line items, jobsite photos. Different formats every time. MightyBot processes the entire packet, enforces every policy, and produces audit-ready approvals in minutes.
The Problem
A single draw review requires cross-referencing every document against the approved budget, verifying lien waivers match payment history, confirming inspections support work claimed, and flagging violations - before releasing funds. At scale, lenders face an impossible choice between speed and thoroughness. Inconsistency across reviewers compounds everything.
Document parsing
Inspection reports, invoices, lien waivers, budgets in different formats every time
Photo validation
Verify completion claims against photographic evidence across dozens of images
Cross-referencing
Match submissions to approved line items and loan-specific policies
Calculations
Disbursement amounts, retainage holdbacks, budget variance - zero error tolerance
Policy enforcement
Lender rules vary by loan type, borrower, project phase, and jurisdiction
Documentation
Full evidence trail linking every decision to source data
How MightyBot Executes
Budget reconciliation
Every amount validated against original allocation, prior draws, remaining balance, retainage. Discrepancies flagged with source evidence.
Lien waiver validation
Cross-referenced against payment history. Conditional-to-unconditional upgrades verified. Missing waivers flagged before fund release.
Deterministic policy enforcement
Retainage, inspection requirements, draw limits, over-budget thresholds enforced identically every time. Edge cases handled.
Exception routing
Exceptions routed with full context and evidence. Reviewers make decisions - they don't reprocess.
Before vs After
Production Metrics
Time reduction in production — Built Technologies. Many financial institutions. $100B+ in construction loan value.
Reduction in draw processing time
Accuracy on extraction and policy evaluation
Throughput increase per underwriter
ROI at $125 per draw pricing
No one else has done this.
The workflow that broke every automation tool for 30 years. We automated it.
Use-case map
How Construction Draw Review Automation works in MightyBot
MightyBot automates construction draw reviews by processing draw packets, reconciling budgets, lien waivers, invoices, inspections, and policies, and producing auditable approvals.
| Inputs | G702/G703 applications, budgets, lien waivers, invoices, inspection reports, jobsite photos, change orders, and funding policies. |
|---|---|
| Execution | Cross-references packet documents, reconciles line items, validates lien waiver compliance, checks inspection support, and enforces lender policies. |
| Outputs | Approval recommendations, exception packages, reduced draw amounts, risk flags, and funding-ready evidence records. |
| Audit trail | Every approval or exception links to the source packet, budget line, policy rule, and evidence pointer. |
| Best for | Lenders and owners reviewing high-volume draw packages where speed, policy consistency, and auditability determine funding velocity. |
FAQ
Frequently Asked Questions
How long does it take to deploy?
Weeks, not months. MightyBot's extensible policy library covers standard construction lending rules. Your policies are configured in parallel with technical integration.
Can MightyBot handle inconsistent formats from different contractors?
Every contractor submits differently - that's the point. The Data Engine processes PDFs, scans, photos, and varied layouts. Canonicalization maps different field names to a consistent schema.
What happens when MightyBot finds a policy exception?
Exceptions are routed to a human reviewer with full context: policy triggered, extracted data, and evidence pointers to the source page. Reviewers decide on exceptions - they don't reprocess the draw.
Does MightyBot replace our loan origination system?
No. MightyBot wraps around your existing LOS, document management, and core banking via APIs. Results flow back automatically. One workflow. Multiple systems. Zero manual entry.
How does MightyBot handle retainage and change orders?
Retainage is tracked against policy requirements. Balances are recalculated when change orders modify the budget. Change orders are validated against approval authority thresholds.
What audit trail does MightyBot produce?
Every decision includes a why-trail tracing to the policy rule, extracted data, and source document pages. Evidence pointers let auditors verify any finding without re-reviewing the full packet.