Statement Analysis in Seconds
Any processor, any format. Post-consolidation complexity from Global Payments-Worldpay merger handled natively. Every fee line item extracted: interchange, assessments, markup, monthly fees, PCI charges.
Industries
Merchant Statement Analysis Automation for Payments Teams
MightyBot automates merchant statement analysis across every processor format. Post-Global Payments/Worldpay consolidation. Visa Level 2 interchange sunset. Seconds, not hours. 99%+ accuracy.
Why MightyBot
MightyBot automates merchant statement analysis: the workflow that buries payments sales teams in hours of manual review. 2026 brought processor consolidation (Global Payments-Worldpay), Visa's April Level 2 interchange sunset, and tightening CFPB fee disclosure rules. Hundreds of processor formats. Any statement, any processor, in seconds. 99%+ extraction accuracy. Production-proven through RocketFee.
The Workflows No One Else Can Solve
RocketFee proved it. The variability of every processor statement, pricing model, and fee structure is exactly what breaks manual review and template-based tools.
Fee Reconciliation and Savings
Fees evaluated against current interchange tables including Visa CEDP requirements (April 2026). Overcharges identified. Hidden fees surfaced. Durbin Amendment reduction scenarios modeled.
Real-Time Sales Intelligence
Effective rates, fee decomposition, competitive positioning: the moment a statement uploads. High-value opportunities flagged automatically.
Cross-Processor Normalization
Processor consolidation means merged fee structures and format changes. MightyBot handles this natively. Fee categories normalized across naming conventions.
How MightyBot
Executes
Seamless System Access
Connects to your CRM and sales tools. Reps never leave their workflow. Intelligence arrives where they work.
Portfolio-Wide Analysis
One statement or thousands. Attrition risk, repricing opportunities, drifted fee structures - identified automatically.
Edge Cases Handled
Every pricing model decomposed - tiered, interchange-plus, flat-rate. Unknown formats adapted without templates. Confidence scores on every extraction.
Production Results
Metric Result
Statement analysis time Seconds vs 30-60 min manual
Extraction accuracy 99%+ across all formats
Fee line item coverage Complete decomposition
Sales response time Minutes, not days
Analyst throughput 10x+ per rep per day
It doesn't assist your sales team. It finishes the analysis.
Industry workflow map
How merchant statement analysis automation works in MightyBot
MightyBot automates merchant statement analysis by extracting fee lines from processor statements, normalizing pricing structures, and producing source-backed insights for payments sales, pricing, and risk teams.
Last updated: April 24, 2026| Inputs | Merchant statements, processor PDFs, pricing schedules, interchange tables, CRM records, historical statements, and sales notes. |
|---|---|
| Execution | Agents classify statement formats, extract fee lines, normalize processor terminology, calculate effective rates, compare pricing, and flag risk or savings opportunities. |
| Outputs | Fee decomposition, savings analysis, pricing recommendations, sales-ready summaries, portfolio flags, and source-backed account intelligence. |
| Audit trail | Every fee, rate, comparison, and recommendation links back to statement evidence, extraction confidence, calculation logic, and reviewer feedback. |
| Best for | Payments organizations that need reps and analysts to understand merchant economics in minutes instead of waiting on manual statement review. |
See statement analysis in production.
Upload a real statement, get results in seconds. Not a demo. In production.
FAQ
Frequently Asked Questions
How many processor formats does MightyBot support?
All major processors and acquirers. Extraction models maintained per format and updated as formats change. New or modified formats adapted without manual templates.
How accurate is the fee extraction?
99%+ in production. Interchange, assessment, markup, and miscellaneous fees extracted to individual line items. Confidence scores on every extraction. Below-threshold items flagged for verification.
Can MightyBot calculate savings against our pricing?
Your pricing models configured in the policy engine. Savings calculated automatically for every statement — current effective rate versus your proposed pricing. Ready-to-present analysis.
How does it handle tiered and interchange-plus pricing?
Pricing model identified from statement structure. Tiered: transactions mapped to tiers with effective markup per level. Interchange-plus: passthrough separated from markup. Both made comparable through normalization.
Can we run portfolio-wide analysis?
Bulk processing across thousands of merchants. Attrition risk, repricing opportunities, drifted fees all identified automatically. Same engine, any scale.
How fast can sales teams start?
Weeks to production. Pricing models configured. Processor formats supported out of the box. API integration with your CRM. Reps never leave their workflow.